No Credit? No Christmas.

That will be the phrase you hear if Chuck Schumer gets his way. It really frustrates me to see the guys who, in the name of poverty, keep impoverished people from getting things they want or need.

U.S. Sen. Charles Schumer is pushing retailers to clearly show how layaway plans can actually cost a consumer more than using a credit card.

Schumer is asking major retail associations to advise their members to more clearly present their layaway fees to customers. The Democrat says the ultimate cost of a layaway with a $5 fee can equal 40 percent interest over two months.

…

Schumer says if retails don't comply, he will ask the Federal Trade Commission whether the practice is deceptive or misleading.

Which ultimately means trying to kill layaway. You know what happens if some of these people can’t get layaway (and they can’t get credit)? They can’t get their items. Period. End of Sentence.

Shut down these sneaky conniving retailers who just want to bilk their customers and instead let the customers deal with the banks instead! The banks won’t try to pull that kind of stuff.

Oh my! Mr Cain! That tickles!

I’m not necessarily a Herman Cain fan (see my comment here) but did anyone notice anything odd about the latest Cain accuser’s account of the incident?

She said

he suddenly reached over and he put his hand on my leg under my skirt and reached for my genitals. He also grabbed my head and brought it toward his crotch. I was very, very surprised and very shocked.

Now most news outlets left it at that which is quite a shocking statement.

But the way she described her own reaction perplexed me and was left out of many news wire accounts

I said: ‘What are you doing? You know I have a boyfriend. This isn't what I came here for

This is a little stunning. She described his actions as something that is not just harassment but sexual assault/rape and her reaction is not “Hey perv! Get the *#$@ off me!!!!” It’s a more subdued “Hey you know I’m not available. Besides that’s not why I’m here”

and then

I told my boyfriend Mr. Cain had been very sexually inappropriate with me

I’m sorry, randomly trying to grab someone’s lady bits is more than “inappropriate.” In fact it is well beyond “very inappropriate.” Its criminal.

Now I really have no idea what went on in that room 14 years ago, but when the alleged victim describes her own reaction as so disproportionate to the description of the crime something is amiss. Either the instigating event or the response is off. The question is which one?